Whirl Winds!

Well Yesterday was supposed to be our closing date.... yet we are still waiting for the loan underwriters to finish reviewing our information. I called the mortgage broker EVERY day and asked how things were going and if I needed to get her any information. Every day she would assure me we were fine and on track and that it would all happen fast. Well we submitted our papers 2 weeks ago and she calls and says we need letters saying our student loans are in deferrment. But josh's school had just started and they hadn't sent out the letters yet and I was just barely accepted into a program so we had to scramble to figure something out. Well it ended up taking us an entire week! So that put us just right on schedule but we needed everything else to go fast or we wouldn't be able to close. Well then after another week with the underwriters, they decided the papers we gave them on the student loans weren't good enough and they wanted something straight from UHEAA on Josh's loans. So he and the broker called back and forth all day trying to get it figured out. So now we are thinking that was the last of it and after we turned that in they would give us final loan approval and we could order the documents and sign this week still. NOT A CHANCE!! Today I called first thing in the morning to make sure they got the paper they needed. Well all Hell had broken loose over the title. The title report that our real estate agent and broker received was clean but the report the Mortgage broker/underwriters got from another source was not clean. The house has sold so many times in the last 6 months it sent up red flags. But the wierd thing was it just kept switching between 2 people back and forth. Then the bank forclosed on it when they only owed like 20,000 and then 3 months later is was back in the same name as before the foreclosure! So bizzare! So no one could understand what was going on and they suspect some fraud so they have people from all sides of this thing trying to get it worked out. I have been waiting patiently all day to hear whats going on... So if the title is not clean like we thought, we won't get the house because its to much of a risk. So everyone please cross your fingers and keep us in your prayers that it will work out this time!! I keep trying to remember the saying "Faith in God includes faith in his timing". But I am getting so stressed out. Not to mention that we don't know yet how we will pay for my hygiene school and I have to pay $16,000 in 1 month.

the army has not paid us yet either. We have been calling and trying to get things figured out and now everything has gone through and is good to go. The school has sent the army and invoice and we should be reimbursed by the 15th. We are hoping we will get his sign on bonus and the stipend for august and september. What a nightmare right?

On top of all of that we are still trying to get buy on our savings and they are dwindling rapidly. Josh is very buys with school and studies all the time! We have been trying to do fun things on the weekends and get to know more people. We are making friends and getting more comfortable living here. We know things will all work out how they are supposed to and we will be fine but it is sure scary waiting for them to fall into place!

My family is so sweet and they are coming down this weekend, even though we aren't closed on the house as planned. They are bring their old washer and dryer for us which will save us so much money! They are also bringing our BBQ ( Josh is having withdrawls, the george forman just isn't cutting it). Then my Grandma is going to stay with us for a week and next week my family is coming back down for a week long vacation to celebrate my Dad's birthday. We are going to Disneyland for 3 days and then to Oceanside for the weekend on the beach! I can't wait to see them! This has been the longest we have been away from our families ever!

I found a sweet deal on craigslist to buy everything in a storage unit for $700. It has a king size bed and box springs with the frame, an executive desk, 2 executive chairs, filing cabnits, a table and 4 chairs, and a bunch of other little things. I am so excited! I am supposed to be going to look at it soon and hopefully we can move it right on in to our new house!

Sorry for such a long post but just thought you might like to know whats been going on.!